Federal Employee Retirement Consultants LLC
  • Home
  • Services
    • Income Analysis
    • Retirement Planning
    • Insurance Services
    • Social Security Analysis
    • Annuities
    • Roth & Traditional IRA's
    • Income For Life Plans
  • complimentary analysis
  • Workshops
    • Baraboo Wisconsin
  • More
    • Home
    • Services
      • Income Analysis
      • Retirement Planning
      • Insurance Services
      • Social Security Analysis
      • Annuities
      • Roth & Traditional IRA's
      • Income For Life Plans
    • complimentary analysis
    • Workshops
      • Baraboo Wisconsin
Federal Employee Retirement Consultants LLC
  • Home
  • Services
    • Income Analysis
    • Retirement Planning
    • Insurance Services
    • Social Security Analysis
    • Annuities
    • Roth & Traditional IRA's
    • Income For Life Plans
  • complimentary analysis
  • Workshops
    • Baraboo Wisconsin

Retire with Confidence

Retire with ConfidenceRetire with ConfidenceRetire with Confidence

Trusted and Loyal Retirement Planning

Contact A Consultant

Federal Contractor: CAGE # 8GCF8 DUNS # 117339202

Our Team

Penny D. McCall

After working in the banking and financial industry for 25 years, Penny began working in retirement planning with Federal employees. Penny has recently joined Anchor Private Wealth, A member of Advisory Services Network LLC, as an Independent Financial Advisor. Her previous experience with business development and investments give her the keen knowledge to approach retirement planning from a unique perspective. This has given her a valuable work ethic that focuses on Continued Education to use her resources and learn new and better ways to help her clients.  She has earned the designation of Chartered Federal Employee Benefits Consultant, ChFEBC.   

Co-Owner of Federal Employee Retirement Consultants LLC, a recognized federal employee retirement benefits specialist with decades of experience in the industry.  She is a frequent trainer for federal employee organizations throughout the country.


As a financial professional, Penny sees the impact of retirement planning and lack thereof – every day. She has 30 years of experience in the field of finances. She feels blessed to be able to help customize a tailor-made retirement plan that best fits the individual needs of her clients. Through communication and understanding, Penny helps her clients achieve the retirement they deserve. 

During her spare time, Penny enjoys spending time with her family and grandsons. Together, they enjoy traveling, swimming, playing games, and going on new adventures. The family enjoys trying new activities and making memories.

 Co-Owner and Retirement Specialist

Scott King

Scott King has been working with federal employees since 2003 helping them with their retirement planning ,as well as having a better understanding of their complicated federal benefits. He has earned the designation of Chartered Federal Employee Benefits Consultant, ChFEBC.


Scott provides benefits training, workshops, one on one consulting, as well as New Employment Orientation training on TSP and retirement. 

Scott graduated from Samford University and is the proud Dad to his daughter Caroline. They live in Helena, AL.

Co-Owner and Retirement Specialist

Tom Oasen

It seems like just yesterday that I walked out of the USDA Service Center for the final time as a retiring employee after 32 years. I have to admit that I really miss my co-workers and our farmers. It’s been a few months now, and I am getting more and more acclimated to being my own boss.


As the manager in the offices I ran I was ultimately responsible for all of the programs we delivered and the Human Resource needs of my employees. Each year I would put together several packets of Open Season materials and then go over the new options, premiums, new plans, etc. for my employees and the other USDA employees in the Service Center.  


Helping you is my number one goal, but I do not want to leave it at that – we also have to ensure we have your spouse and children’s financial wellbeing planned for. Only having one family member with a strong financial plan may not be enough to form the entire foundation for the family to thrive in future years.

Retirement Specialist

Julia Davidson

Julia Davidson

Julia Davidson

Education & Training Coordinator

Jarin Turner

Julia Davidson

Julia Davidson

Benefits Specialist/Agent

Our Main Focus

Federal employees have unique planning needs when maintaining their government benefits.  Our focus is to educate federal employees and their families on the importance of understanding their benefits, retirement options, and creating an effective financial plan for the future.          


Building A Strong Retirement Plan

Federal retirement can be quite complicated, as they contain many moving parts which are different for each employee. Understanding federal benefits are vital for making those important decisions with retirement planning. Our professional advisors will collaborate to build a solid financial plan to protect and grow our client's income and assets for retirement.
 We provide an excess of tools to help educate and counsel our clients to help them make informed decisions about their future. 

A Proven Approach

  We have adopted these same ideas that are outlined in the OPM Retirement Financial Literacy and Education Strategy report to congress. Federal Employees need to be educated on:

  • Federal Retirement Benefits
  • Achieve Financial Security, such as retirement income calculation, financial planning, and investing.
  • Retirement Health, such as medical and long-term care
  • Retirement Lifestyles, such as leisure strategies and housing options
  • Estate Planning, such as wills and survivor benefits

Contact Us

Drop us a line!

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We love our clients! Don't hesitate to call, or send us an email during our business hours!


Main Office

(256) 770-4092

info@fercretire.com


Penny McCall

(256) 282-2534

penny@fercretire.com


Scott King

(205) 447-6001

srscottking@gmail.com



Business Hours

Open today

09:00 am – 05:00 pm


 Advisory services are offered through Anchor Private Planning, A Member of Advisory Services Network, LLC. Insurance services are offered through McCall Financial  & Benefits Group LLC. Federal employee retirement education services are offered through Federal Employee Retirement Consultants. Advisory Services Network, LLC, McCall Financial & Benefits Group LLC, and Federal Employee Retirement Education, LLC are not affiliated. 

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